Bankruptcy lawyer Ventura, Oxnard, Camarillo, Thousand Oaks, Ojai, Fillmore, Santa Paula, and Moorpark. FREE CONSULTATION.

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Reach your financial goals today.
Ensure your legacy for tomorrow.


Your Financial Life is Complex

Personal financial issues have become much more complicated in the past few decades.

The costs of housing, child care, medical care, and education have risen much more quickly than wages.

Almost every American will face a financial hardship at some point.

Even as we work hard to keep up with our day-to-day finances, we also want to ensure our loved ones are provided for in the future.

The Law Offices of Karen Ware can help you solve your current financial problems and protect your current and future assets.

The Law Offices of Karen Ware offers comprehensive bankruptcy, debt lawsuit defense, garnishment and levy defense, tax debt defense, judgment resolution, and estate planning services.

Bankruptcy and Debt Services

Both Chapter 7 and Chapter 13 bankruptcy help wipe out unsecured debts.

If bankruptcy is not the right approach for you, we offer other services that can help.

Please choose a service to learn more.

Estate Planning, Wills, and Trusts Services

We are often asked “What’s the difference between a will, a trust, and an estate plan?”

The short answer is wills and trusts can be part of an overall estate plan–  but they are usually only part of a comprehensive plan. 

Please choose a service to learn more.

Ventura, Camarillo, Newbury Park, Thousand Oaks Bankruptcy Lawyer

Meet Karen Ware

Bankruptcy and Estate Planning Attorney Karen Ware

Karen Ware has been a bankruptcy and estate planning attorney since 2006. 

From the beginning, Karen’s practice has focused on debt litigation defense, tax, and bankruptcy matters.

Karen is especially focused on using bankruptcy’s powers to help people achieve their long-term financial goals. This requires planning and attention beyond what a “bankruptcy mill” can provide.

Many of our clients are business owners looking to reorganize, people saving for education and retirement, and / or young people who want to buy a home as soon as possible after filing bankruptcy.  Careful planning can help clients successfully reach their financial goals.

Karen’s estate planning practice grew out of this focus on long-term planning. Specifically, she saw many of her bankruptcy clients building up assets (instead of sending money to the credit card companies every month.) These assets need to be protected long-term with careful estate planning.

​Whether you face financial issues now or you need to plan for your future legacy, give us a call for a free initial consultation. We look forward to talking with you.

Did you know bankruptcy can sometimes be the fastest way to improve your credit score?

The FICO scoring model loves debt free people!  Your credit score will drop a bit when you file your case. But by the time you received your discharge (about  4 months after filing for a Chapter 7), your credit score will already be heading back up again. 

Learn more about how bankruptcy affects your credit 


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