Bankruptcy FAQs

Bankruptcy:  Frequently Asked Questions

There tend to be two different categories of bankruptcy FAQs:  (1) questions dealing with general information about the bankruptcy process and (2) questions dealing with specific– but very common– situations that can arise during a bankruptcy.

Below, we have provided links to both (1) general, “big picture” information and (2) some more specific questions that we often see in our client’s cases.

The information below will help you get the most relief possible from a bankruptcy filing. 

You will likely have questions not addressed below. We welcome your questions! Please give us a call to schedule a free consultation or use this link to schedule online.

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Bankruptcy: General FAQ

What Can Bankruptcy (and the Automatic Stay) Do For Me?

Am I a Good Candidate for Bankruptcy?

What is the Bankruptcy Means Test? How Does it Work?

Should I File Chapter 7 or Chapter 13 Bankruptcy?

What Happens During a Chapter 7 Bankruptcy?

What Happens During a Chapter 13 Bankruptcy?

What Can Bankruptcy (and the Automatic Stay) Do For Me?

What is the 341 Meeting of Creditors?

What Questions Will the Trustee Ask at my 341 Meeting of Creditors?

Can I Keep My Car if I File Bankruptcy? 

Can I Keep My Home if I File Bankruptcy?

Can I Discharge Taxes in Bankruptcy?


Bankruptcy: More Specific FAQs 

Can I Wipe Out Traffic Tickets in Bankruptcy? Can I Use Bankruptcy to Reinstate My Driver’s License?

Can I Use Bankruptcy to Rebuild My Credit?

Divorce and Bankruptcy: Which Should I File First?

My wages are being garnished and my bank accounts levied. Can bankruptcy help? Can I get my money back?

I paid a debt settlement company before I filed bankruptcy. They didn’t help me. Can I get that money back?

Considering Bankruptcy? Pitfalls to Avoid (Part 1)

Considering Bankruptcy? Pitfalls to Avoid (Part 2) 

Can Bankruptcy Reduce or Eliminate my Student Loan Payments? 



5850 Canoga Avenue
Fourth Floor
Woodland Hills, CA 91367
(818) 284-4537

Phone hours:
Monday - Saturday, 8:00am - 6:00 pm

Office hours (by appointment):
Monday - Friday, 9:00am - 5:00pm

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1500 Palma Drive
Second Floor
Ventura, CA 93003
(805) 284-0760

Phone hours:
Monday - Saturday, 8:00am - 6:00 pm

Office hours (by appointment):
Monday - Saturday, 9:00am - 5:00pm

Bankruptcy Lawyer Karen Ware serves the following areas: Santa Barbara, Ventura, Oxnard, Camarillo, Santa Paula, Fillmore, Newbury Park, Thousand Oaks, Agoura, Calabasas, Woodland Hills, Encino, Sherman Oaks, Studio City, Burbank, North Hollywood, Los Angeles, California and surrounding areas.

11 U.S.C. 528(A)(4)

"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code." This statement is required by 11 U.S.C. Section 528(a)(4). But, it does not state the full range of services our firm offers.

The State Bar of California has put out information to assist attorneys and community members affected by the recent California wildfires in Butte, Lake, Mendocino, Napa, Nevada, Sonoma and Yuba counties. There are free legal assistance hotlines, assistance for replacing lost documents, applying for federal aid, applying for unemployment, reporting scams, assistance for landlord-tenant disputes, etc. ...

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