Bankruptcy Document Checklist


Below is a list of the documents you will need to bring for your initial consultation.

Note: The documents below will allow a preliminary analysis, but your Attorney will likely need to request additional documents from you. 

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  • For any documents you plan to leave with our office, please bring copies with you. We are unable to accept originals for your bankruptcy file. 
  • A certificate from a pre-bankruptcy credit counseling service. We recommend
  • Your social security card
  • Six months’ worth of  pay stubs for both filer and spouse (if married). Please bring your spouse’s paystubs even if he or she is not filing bankruptcy.
  • Your past two years of income tax returns (both federal and state)
  • If self-employed, income statements from the past six months showing all income and expenses for the business
  • Any documents you have related to any lawsuits, tax debts, judgments, levies, garnishments, and / or liens
  • Six months’ worth of bank statements for all banking accounts
  • A Completed Bankruptcy Questionnaire (click here for link to the questionnaire) 
  • Please note: to ensure the safety of our network, we are unable to accept documents via external media (thumb drives, etc.)






5850 Canoga Avenue
Fourth Floor
Woodland Hills, CA 91367
(818) 284-4537

Phone hours:
Monday - Saturday, 8:00am - 6:00 pm

Office hours (by appointment):
Monday - Friday, 9:00am - 5:00pm

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1500 Palma Drive
Second Floor
Ventura, CA 93003
(805) 284-0760

Phone hours:
Monday - Saturday, 8:00am - 6:00 pm

Office hours (by appointment):
Monday - Saturday, 9:00am - 5:00pm

Bankruptcy Lawyer Karen Ware serves the following areas: Santa Barbara, Ventura, Oxnard, Camarillo, Santa Paula, Fillmore, Newbury Park, Thousand Oaks, Agoura, Calabasas, Woodland Hills, Encino, Sherman Oaks, Studio City, Burbank, North Hollywood, Los Angeles, California and surrounding areas.

11 U.S.C. 528(A)(4)

"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code." This statement is required by 11 U.S.C. Section 528(a)(4). But, it does not state the full range of services our firm offers.

The State Bar of California has put out information to assist attorneys and community members affected by the recent California wildfires in Butte, Lake, Mendocino, Napa, Nevada, Sonoma and Yuba counties. There are free legal assistance hotlines, assistance for replacing lost documents, applying for federal aid, applying for unemployment, reporting scams, assistance for landlord-tenant disputes, etc. ...

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In Brace v. Speier (In re Brace), 566 B.R. 13 (9th Cir. BAP 2017), the United States Bankruptcy Appellate Panel of the Ninth Circuit (“BAP”) affirmed a ruling by the bankruptcy court holding that, where the avoidance of transfers of interests in real properties restored title to a married couple as joint tenants, California’s community property presumption (California Family Code § 760) prevailed over California’s record title presumption (California Evidence Code § 662). As a result, both the debtor’s and the non-debtor spouse’s interests in the recovered real properties were assets of the bankruptcy estate. ...

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