Debt Lawsuits
Sued by a Creditor or Debt Buyer

Sued by a creditor or debt collector / debt buyer?

Being served with a debt lawsuit is no doubt a shocking and unpleasant experience. It’s also increasingly common in today’s world.

In the past, litigation was cumbersome and expensive. Creditors would only sue on substantial debts. 

With electronic filing and an increase in the number of collection attorneys, it’s becoming more common for people to be sued on smaller debts. 

If you have been served with a debt lawsuit, don’t be embarrassed. This is a very common occurrence.

Next, don’t ignore the lawsuit. You usually need to respond in a short period of time to preserve all your rights. 

Don't Ignore a Debt Lawsuit

If you have been sued by creditor or debt collector / buyer, we can help.

You might have defenses to the lawsuit, counter-claims against the plaintiff, and / or objections you can raise in defending the case.

If you ignore the lawsuit, the plaintiff is likely to get a judgment against you.

Once the creditor has a judgment, it can garnish your wages, levy your bank accounts, and file liens on your assets.

Bankruptcy also stops debt lawsuits. If you have multiple debts, bankruptcy can be the most effective way of dealing with both the lawsuit and your other debts as well. 

Chapter 7 bankruptcy fees are approximately the same as the fees for defending one debt lawsuit. If you have multiple debts, it can be much more cost effective to file bankruptcy. 

But, bankruptcy is not the right option for everyone. Be assured we will discuss all your options during your free phone consultation. 

List of High Volume Debt Lawsuit Filers in Santa Barbara, Ventura, And Los Angeles Counties, CA: Creditors, Debt Buyers, and Debt Collectors

If you have been sued by one of the companies listed below, you are certainly not alone. These creditors / debt collectors file many cases in Santa Barbara, Ventura, and Los Angeles Counties. 

  • Absolute Resolutions Investments LLC

  • American Express

  • Bank of America

  • California Business Bureau, Inc

  • Capital One Bank USA NA

  • Cavalry SPV LLC

  • Citibank NA

  • Discover Bank

  • Credit Corp Solutions

  • Chase Bank (JP Morgan Chase)

  • Lobel Financial

  • LVNV Funding LLC

  • Merchants Credit Solutions

  • Midland Credit

  • National Credit Adjusters

  • OneMain Financial Group LLC

  • Persolve Recoveries LLC

  • Resurgence Legal Group

  • Sofi Lending Corp

  • Synchrony Bank

  • TD Bank

  • United Holding Group (UHG I) LLC

  • Wells Fargo Bank NA

Call Law Offices of Karen Ware PC at (805) 284-0760 for a free, immediate phone consultation with an attorney. We will go over all your options for responding to a debt lawsuit. We can help with debt lawsuits in Santa Barbara, Ventura, and Los Angeles counties.