Free Phone Consultation

The first step in the bankruptcy process is a free initial phone consultation with attorney Karen Ware.

The initial PHONE consultation covers the following:  

  • An overview of the bankruptcy process 
  • An explanation of our office’s Representation Agreement and flat fee billing (including a written Estimate of Fees)
  • An explanation of your next steps if you decide to file bankruptcy.
  • Please note: if you have an ONGOING (already filed) bankruptcy for which you need help or a second opinion, please make an appointment to come in for an office consultation. We would not be able to advise you by phone about an ongoing case. 

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HOW MUCH DO YOU CHARGE FOR AN INITIAL PHONE CONSULTATION?

The initial phone consultation is free of charge.

HOW LONG IS THE INITIAL CONSULTATION?

The initial consultation lasts approximately 30-45 minutes.

HOW DO I REQUEST A FREE INITIAL PHONE CONSULTATION?

Please complete the brief questionnaire below so we can make the most of your consultation. When we receive your questionnaire, we will call you immediately or you can choose a convenient call back time.

Examples: credit cards, personal loans, medical debt. Do NOT include student loans.
Include both your income and your spouse's if you are married. Include your spouse's income even if he or she will not be filing bankruptcy.
Rent, food, utilities, clothing, gas, car payments, insurance payments, childcare expenses, all other necessary living expenses. Do not include credit card payments.

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LOCATIONS

WOODLAND HILLS

5850 Canoga Avenue
Fourth Floor
Woodland Hills, CA 91367
FREE PARKING
(818) 284-4537

Phone hours:
Monday – Friday, 9:00am – 5:00 pm

Phone appointments available after 5:00 upon request

Office hours (by appointment):
Monday – Friday, 9:00am – 5:00pm

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VENTURA

1500 Palma Drive
Second Floor
Ventura, CA 93003
FREE PARKING
(805) 284-0760

Phone hours:
Monday – Friday, 9:00am – 5:00 pm

Phone appointments available after 5:00 upon request.

Office hours (by appointment):
Monday – Friday, 9:00am – 5:00pm

Saturday office appointments available upon request at our Ventura office.

SERVICE AREAS
Bankruptcy Lawyer Karen Ware serves the following areas: Santa Barbara, Ventura, Oxnard, Camarillo, Santa Paula, Fillmore, Newbury Park, Thousand Oaks, Agoura, Calabasas, Woodland Hills, Encino, Sherman Oaks, Studio City, Burbank, North Hollywood, Los Angeles, California and surrounding areas.

11 U.S.C. 528(A)(4)

"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code." This statement is required by 11 U.S.C. Section 528(a)(4). But, it does not state the full range of services our firm offers.