Once a creditor or debt collector has a judgment against you, it has various ways to enforce the judgment.
To enforce a judgment / collect on a judgment, a creditor can garnish your wages, levy your bank accounts, and file liens on your assets.
We can help you prevent this.
For example, you can file exemptions to a wage garnishment if it would not leave you with enough money to pay for necessities.
You might also be able to stop an ongoing garnishment.
If you file bankruptcy, you might be able to (1) stop the garnishment, (2) get back some or all of the funds already taken from you in a garnishment or levy, AND (3) discharge the underlying debt / judgment so you don’t face another garnishment in the future.
But, you must act very quickly to stop a garnishment before it starts OR to get back previously garnished funds. Both situations have strict deadlines. Call us immediately if you have been subject to a garnishment.